Our Services
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FIRST HOME BUYER LOAN
Buying your first house or apartment can be an overwhelming experience. Finding the right home to buy is hard enough – and that’s only one of the many steps you need to take before you can move in and start living the Great Australian Dream.
With so many things to take care of, the process can be stressful and overwhelming at times.
Luckily, you don’t have to do it alone. Here at Right Step Finance we’ve helped many first home buyers take that first step into owning property. We’d love to help you do the same.
REFINANCE
- If interest rates have changed since you got your original home loan, you could be able to refinance into a new loan with a lower rate. This can save you thousands of dollars over the life of your loan.
- Pay out your credit card and personal loans under your mortgage.
CONSTRUCTION LOANS
Whether you’re completing major renovations, knocking down an existing property or re-building and starting fresh, a Construction Loan may meet your needs.
Building a property or undertaking major renovations is a big project, so it’s important you know what to expect at each stage. Construction Loans give you the flexibility to draw down the loan at various stages of the build (also known as Progress Payments).
Your Progress Payment Schedule will typically have 5-6 stages during the construction period.
INVESTMENT PROPERTY LOANS
One of the reasons why people favour property as an investment is because it is a tangible asset that you can see. It’s not just numbers on a screen. Reliability and predictability in terms of long-term capital growth and rental return are some of the reasons why property is favoured.
For those within a high tax bracket, leveraging the benefits of negative gearing is also a favourable part of investing.
BUSINESS LOANS
A business loan can provide you with the funds that you need to start or grow your business, whether you’re a sole trader, a partnership, a company or a discretionary trust. There are many different types of business loans that you can get, including
- Commercial Property Loan
- Franchisee Loan
- Working Capital finance
PERSONAL LOANS
Get there sooner with a personal loan.
An extra financial boost is a great way to reach a goal or make exciting things happen in your life.
At Right Step Finance we can help you find the right loan for you.
CAR LOAN & EQUIPMENT FINANCE
Any plant or equipment that can help generate income for your business can usually be financed. These include:
- Motor vehicles
- Commercial vehicles
- Engineering equipment
- Computer and technology
- Medical and dental equipment
- Office equipment
General business equipment